Conicelli Credit

Even if your credit application has been turned down elsewhere, we can help!

Call us today at 

With Conicelli Credit, it has never been easier or faster to get an auto loan for a new or used vehicle in the Philadelphia area, even with less than perfect credit. Our loan application is fast, easy and secure. And decades of experience working with difficult credit situations means that over 90% of our applicants are approved for financing!

Click to get started and fill out the safe and secure credit application. Once you've completed the application, one of our Credit Specialists will contact you promptly to confirm receipt of your application. There is no obligation and the application is free.

We offer competitive finance rates for all types of consumers. Whether you have bad credit, past bankruptcy, divorce/child support, no credit, or other credit issues, Conicelli Credit can help. Obtaining auto financing has never been easier!

If you would like to contact us while waiting for your application to be processed, please feel free to give us a call at 877-705-7381 or email us at

Frequently Asked Questions About Financing a Car When You Have Bad Credit

Do I need a down payment?
Not at all. Many of our lenders have $0 Down Payment programs available.

Is there any credit that is too bad to get approved?
No, here at Conicelli Credit we have over 20 different lenders available to us to accommodate any possible credit situation.

What if I don't work?
You don't have to have a job to get a car loan, all you need is some sort of provable income. This could be anything from permanent disability to child support, Social Security, owning your own business, or even unemployment in some cases.

What if I don't have any credit at all?
We can still help. We have several different first-time buyer programs available to get your credit started.

How much can I get approved for?
Most banks will approve you for an amount based on your income. The more you make, the more you can get approved for.

What type of car loan can I get?
You will have access to the entire new and used inventory of hundreds of new and pre-owned vehicles at Conicelli Toyota of Springfield.

Can I have a low monthly payment with bad credit?
Yes you can. We have so many cars available in our inventory here at Conicelli that we should be able to find a car to accommodate anyone's budget.

If English is your second language, we can help in these languages:

Call 610-690-6000 and ask for the telephone extension listed below

David Rivera, ext. 5046
Louis Delos Santos, ext. 5042
Maria Garnett, ext. 5093
Fermin Diaz, ext. 5005
Eric Montalvo, ext. 5010

Joel Morales, ext. 5003

Hakan Ilbak, ext. 5047
Eddie Ghobadian, ext. 5012

Eddie Ghobadian, ext. 5012

David Scott, ext. 5090

About Conicelli Credit and the Conicelli dealerships

The Conicelli dealerships have been in business for over 30 years. Our caring and experienced staff will treat you with the utmost respect and give you the undivided attention you deserve while helping you get the vehicle that fits your needs.

If you have had credit challenges in the past, don't worry. Our goal is to take the pressure and hassle of obtaining financing out of the car buying process. We know that this can be a trying time for you but give Conicelli Credit the chance to show you how we can help.

We have one of the largest special-finance departments in the country with two teams comprising over a dozen specialists. If you have been turned down elsewhere due to past credit problems, contact us and we'll not only help you find financing, we'll also provide guidance on how to get your credit rating back on track. We generate over 150 special-finance deals per month -- no other dealer in the Philadelphia area comes close!

If you use Conicelli Credit, you'll find that our volume allows maximum flexibility compared to competitors, with at least 15 financial institutions equipped to deal with any difficult credit situation.

As a bonus, if you receive financing through us, you'll get free state inspection at a Conicelli service center for as long as you own the car.

Why not give one of our credit specialists a call today!